Legal & Documentation Advisory

Land Records & Property Verification Guide

Everything you need to know about Citi Housing file transfers, allotment letters, NDC (No Demand Certificate), and Punjab land registry verification.

1

Citi Housing Allotment & Transfer Verification

Before handing over token or bayana money, always request a physical verification from the Citi Housing Head Office. Property Bank Real Estate performs this verification directly with developer records.

Original Allotment Letter / Transfer Letter
Clearance of Development Charges
No Demand Certificate (NDC) Issued
Seller Biometric Verification at Office
2

Understanding Transfer Taxes & FBR Stamp Duties (2026)

In Pakistan, real estate transfers involve Advance Income Tax (Section 236K for buyers and Section 236C for sellers) based on whether the parties are active FBR Tax Filers or Non-Filers.

Important Tax Advisory:

Filers save substantially on federal transfer taxes. We recommend ensuring your Active Taxpayer Status on FBR Iris before the transfer date.

Need Personal Verification Assistance?

Our legal desk at Property Bank Real Estate handles documentation, stamp papers, and biometrics for Citi Housing properties.